Posts tagged: Banks

State may earn €1.5bn from latest bailout but bank profits to suffer

THE State looks set to make as much as €1.5bn by lending money to banks under the latest bailout — but the tough terms of the loans could dent the banks’ profits and make them harder to sell.

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Tough new bank rules to stabilise money rates

A further step in China’s banking reforms to manage loan-to-deposit ratios on a daily basis may push banks to balance lending more evenly and help stabilise money market liquidity and rates in the long run.

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BTA Bank’s Bad Loans May Exceed Estimate by 20%, Adviser Says

BTA Bank, Kazakhstan’s biggest lender before its nationalization and default two years ago, probably understated its bad-loan total by as much as 20 percent and may require more government aid or risks being broken up.

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Big banks ‘fall £2bn short of loan promises’

Banks face fresh anger as figures published today are expected to show they are falling billions of pounds short of promised targets for lending to small firms

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Shortage of viable small businesses the real reason banks are not lending

One of the big myths of the downturn is that the reason the slump persists is that banks are refusing to lend to small to medium enterprises (SMEs). The story goes that because the banks have taken such big hits to their capital, they no longer have the money to lend out.

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Five reasons why banks can reject loan

Applying for a home loan requires preparation on various fronts.

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CP rates go up as India Inc borrows cheap

India Inc is shifting to commercial paper market in a major way to borrow cheap after almost all the banks started increasing their lending rates by raising their base as well as benchmark prime lending rates in recent times.

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Japan asks banks to help Tepco with loans

Fukushima Daiichi: the massive loan burden for Tokyo Electric Power Co and it’s creditor after the Fukushima Daiichi disaster exceeded $23.4 billion. The Japanese government is asking other …

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PPI bill for banks expected to hit £9bn

Millions of customers ‘fleeced’ by the big banks in a loan protection racket are to be given refunds which could total £9bn

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HSBC warns lending could be jeopardised if banks are separated

HSBC has privately warned that its UK corporate lending business could be seriously jeopardised by the ring-fencing approach being considered by the Independent Commission on Banking (ICB) and has delayed its decision on leaving London by 12 months as a result.

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Banks’ willingness to lend at 17 yr. high

the Tupelo Register reports. According to the Federal Reserve’s Senior Loan Officer Survey for the first quarter, many large banks have eased lending terms for auto loans and credit cards. …

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Emerging World’s Loan Appetite Strong

Banks in emerging markets report strong and growing demand for loans from consumers and businesses, a sharp contrast with weaker demand in developed countries, a first-of-its-kind survey found.

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ICICI Bank’s profit up 44 percent on loan growth

Profit for the January to March quarter was 14.5 billion rupees ($326 million), while total revenue rose 14 percent from last year, to 88.0 billion rupees ($2.0 billion).

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Cable blasts bank ‘deceit’ on lending

Banks are misleading the public about how much money they are lending to small businesses, Business Secretary Vince Cable has declared

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Finmin asks public sector banks to raise farm lending

Finance ministry on Tuesday urged public sector banks to step up agricultural credit and reviewed their progress on the financial inclusion front.

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